Personal Loans
Personal Lending, Made for You
At Northwest Bank, we believe borrowing should feel personal. That’s why we start with a simple conversation—so we can understand your plans, your needs, and how we can best support you. Whether it’s a new car, a home improvement, or the getaway you’ve been dreaming about, our team is here to help you take the next step with confidence.
We offer flexible personal loan options to fit a variety of budgets and situations. No matter if you’re preparing for something exciting or managing the unexpected, you’ll have a trusted team by your side to find the right solution.
Discover our loan options below and see how we can help bring your goals within reach.
Our Personal Loan Options
Loan Type | Designed For |
|---|---|
Vehicle Loans | Finance a new or used car, truck, or motorcycle with competitive rates and flexible terms. Loan terms range from 48 to 96 months. |
HELOC (Home Equity Line of Credit) | A revolving credit line based on your home’s equity. Great for ongoing expenses like renovations or education. Borrow, repay, and reuse as needed. |
Home Equity Term Loan | A fixed-rate loan that provides a lump sum using your home’s equity. Ideal for major expenses like home improvements or debt consolidation. |
Personal Loans | Unsecured loan with no collateral required. Use for medical bills, vacations, or debt consolidation. Approval is based on your credit, income, and financial history. |
CD Secured Loans | Borrow against your Certificate of Deposit without withdrawing it. A smart way to build or rebuild credit while securing a lower interest rate. |
Unsecured Line of Credit | Flexible access to funds without using collateral. Draw as needed—ideal as a financial safety net for unexpected expenses. |
Term Loans | Receive a set amount with fixed payments over time. Great for one-time purchases like appliances, weddings, or planned expenses. |
Lot Loans | Finance the purchase of vacant land for future use. Requires a larger down payment and additional documentation, especially for undeveloped land. |
Bridge Loans | Short-term loans that help you "bridge" the gap between buying a new home and selling your current one. They provide quick access to funds but usually come with higher interest rates and shorter repayment periods. |